PortfolioWisdom.com is 10 Years Old!

Thanks to our friends, customers, and investment clients for making portfoliowisdom.com a success. We founded Dale Beals Financial Wisdom, LLC (d/b/a PortfolioWisdom) on June 3, 2009, because there had to be a better way to treat clients than the way a typical “wire-house” (like Smith Barney or Merrill Lynch), or bank would behave.

Without going into many negatives about those business models, we set out to:

  1. Share your pain as well as your investment success by offering to reduce our fees in any year you had a net loss.
  2. Remove the financial conflict of interest by establishing a fee-only relationship instead of selling products on commission.
  3. Reduce your overall investment costs by eliminating hidden “middle-man” expenses, soft dollar agreements, and by charging reasonable advisory fees for our work.

During the last 10 years, we have developed and refined asset allocation models for both conservative and speculative clients. Those refined models are working well, and we use them to manage our own money.

We are very grateful. Thanks again.

Dale Beals